Curiously, asking this question almost always causes cognitive dissonance and apprehension and terminates conversation.
I have found that a source of apprehension is the lack of knowledge about law and money, and associated fears. The law is not difficult and no license is needed.
There is a new legal solution and technology that allows assets to be monetized into commercial money, lawfully and legally. You can actually buy groceries or acquire assets with your own money. It's not crypto-currency; that is not legal or lawful. Think of it like a modern version of the 1800's gold rush, where an asset was created then traded for value without federal agency restrictions or extraction. By the way, there is no inflation with asset-backed usury-free money. Inflation only applies to fiat.
For background, the two core barriers preventing this solution from realization was the prohibitive costs of securitization for fungible currency, the other was restrictions sourced from USC Title 26 giving jurisdiction to federal agencies. Both solved.
Your questions and answers are welcome and may help communications for market-entry of this transformative market solution. Thank you in advance.